The past couple weeks as I have searched blogs, I started to become a blogging scaredy cat.:) Reading the comments people receive, made me realize that you really need thick skin to be able to tackle putting your thoughts out into cyber space. (Not a quality a possess.:) I've also wondered how easy it is to maintain anonymity while blogging...particularly while blogging about personal finances and goals. On the other hand, it's also kind of fun to be able to write and share things that you are learning...I love finding blogs out there that increase my knowledge and give me a few new ideas to try to implement in my life...nothing like a little inspiration.
Another deterrant to my blogging has been a little discouragement. After reading a lot of blogs and starting to research, I have become well aware that time is such a huge factor in saving. Sometimes it feels I am asking myself whether there is really any point in learning about all of this now....and is it to late. I sure hope not. I've also become more aware that there are so many families that are struggling out there to make ends meet and where every cent counts. Being able to actually have money leftover to put towards investing is a huge blessing and my heart aches for those who work so hard to make ends meet....although, sometimes it seems like those people are the ones who are a whole lot happier (which in my book is worth a whole lot more than financial wealth). It often feels a little overly worldly to delve into this world of personal finance and investing. I really hope that I can do my part to help others when and where I can.
After having talked to a couple different financial planners in the past month, I have continued to feel like its hard to find someone to help you figure this money stuff all out. It still amazes me that there are financial planners that won't talk to anyone with less than a $500,000 portfolio. Ummmm...hello. I guess it makes sense...just feels a little like, why wouldn't someone who has just $1000 to invest want expertise from someone who really has a lot of experience and success in what they are doing. Just a thought....
However, today as I was driving home from the grocery store which is beside a bank, I saw a crowd of people outside. These people were all elderly...like really elderly...some in wheelchairs, white hair, definitely looked over 80. There were bank workers with someone taking pictures, and someone holding a sign that said, "Its never to late to have a goal." The sign made me smile, because when I first started writing I felt like I had a drive to learn about personal finance and share my journey on a blog...but as soon as I started it became readily apparent that this has already been done before by some amazing and talented people. What can I offer? I still don't know...but I think for now, at least documenting helps keep me working towards my goals...and really...it isn't ever to late to have a goal.
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